about any of you 'new' to buying a car. . .

Not sure if any of you have seen the 'freecreditdotcom' commercials, but I have! They tell ytou throughout the ad that 'all' you do is go online, and get your FREE CREDIT REPORT!!!

Well, I looked and it is true, the report IS 'free'. . . as long as you use a credit card to sign up for a 30 day trail period!!! So, what if the REASON you are looking is to see WHY you can't get a credit card? I don't have one and they don't take debit cards! I was looking for a background check, not even for a credit card. I was (and still am) wondering what prospective employers might be seeing.  But, since I don't have a credit card, I guess I am gonna have to hire a private eye or something. . .

I've decided that being my auto insurance is up for renewal next month that I will shop around for the best price I can get. I have been with this company, I won't mention their name *cough* progressive *cough* since I first got my learners permit, over 10 years ago. I usually pay in full (which I will not anymore being I got the brand new car and it's a bit more). 

After using a few websites that send you quotes and calling a few places, I was honestly shocked to see that this company *cough* progressive *cough* was over $100 MORE then any other company (geico not included - but I won't go with them because of that STUPID lizard). I mean I have been with this company for so many years where is my "loyal customer" discount? Or at least my FAIR price?? They were always the best priced for me, but all of a sudden they are $100 more then the rest? Do they think they can just WALK over loyal customers??

Needless to say, tomorrow I will send all my info to another company, the lowest bidder for the SAME exact coverage (actually better coverage) and will start with them when mine runs out. The cheapest company also gives a discount for doing a direct payment from my account!! That stupid company *cough* progressive *cough* just lost a customer for life. One that was never late with payments (my credit is through the roof) and one that just purchased a brand new car. Stupid Insurance Company!

On the plus side, my new insurance company sponsors my favorite NASCAR driver.. hehehe, so convenient! Kinda made my day that they were the cheapest!

I just wanted to drop by and say HELLO to all the peevers that I miss… which is everyone except TGIX. I also figured I would give you an update on my car search.

I am going to pick up my Brand New 2008 Chevy Equinox LS tonight. It's an AWD, and I got a good deal on it. I'm glad I'm finally getting, as my dad has been a ROYAL pain during all of this. He's the type of person to buy 8 cars that equal the price of one brand new one, and they will combined last not as long as the new one. Luckily my mom has purchased a brand new car from a dealer so I kinda have her "on my side" so to speak. It's not really on my side, but when he says "I wouldn't do it" I have her saying "I have done it".

As for financing, I have AWESOME parents that are helping me out. They had offerered to pay for the car in whole, and me pay them back, but I want to use this opportunity to help build my credit. I am getting a loan for half the cost, and then a loan from them for the other half. I haven't decided if I will go through the bank or dealer, I have to ask the dealer if there is a penalty for paying it off early, and if not then I will go through him. Believe it or not he is cheaper then my bank!!

Wish me luck everyone, and I will post pictures as soon as I can, maybe tomorrow. It's crazy, they are letting me take it home and I haven't paid them ANYTHING. I'm full of all sorts of emotions right now! This is my first BRAND new car, and the only other thing I bought "brand new" for ME was my computer. So I'm really happy.

It's amazing how far I've come since I left the house across the street from the crack heads!

Ok, I am happy because I traded in my Xterra, and got an 08 Nissan Pathfinder! YEAH! Now we can all fit into one car when Jaxson comes down, and no longer have to take 2 cars EVERYWHERE!

Now, I am pissed because we got our paperwork drawn up ready to sign the moment we walk in the door to the dealership (2 hours away), and instead of the agreed upon monthly payment of $550, the paperwork says $650! We want to pay it off asap, but DAMN! Oh, well. We still signed the paperwork.

My job is great, and as soon as I can sit down to chill and drink a WHOLE cup of coffee before it cools, I will get on here at work. Damn! Some of you turds really get to me…….I have no clue how I can miss a crackerjack group of people I have never "met"……..and slappy, it wasn't my fault….if you would have emailed earlier!

Hope everyone is good…..and I saw where someone screwed up the page……Can we get an updated score?? What was it, Walter-1, TGIX-1, Dawn-?, Katrina-1

Take care all, and hope to be back on soon!